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  • Life Insurance
    • Articles of Interest
  • Critical & Annuities
  • About
  • Contact/Quotes

Critical Illness Insurance - Part 4

Critical Illness insurance pays a lump sum tax-free benefit, 30 days following the diagnosis of a qualifying life threatening medical condition. At age 75, if a claim has not been made, the insurer will provide a full refund of all premiums paid. See conditions and definitions below.
c.i._definitions_-_i.a..pdf
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c.i._definitions_-_empire.pdf
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Annuities - Part 5

Life annuities are sold by insurance companies. Annuities provide a guaranteed paycheck for life, regardless of market conditions. Life annuities are the most effective safeguard against longevity risk. They include mortality credits, which are not found on any other type of investment product. Those mortality credits ensure a relatively high level of withdrawals, with no depletion risk.


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Life Insurance

Video 1 - Do I need life insurance?
Video 2 - How much do I need?
Vidoe 3 - What kind should I buy?

Critical Illness

Video 4 - How to protect loved ones if you get sick

Annuities

Video 5 - Annuities - What is an Annuity?
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